Maybank Family & Friends Card – Your Everyday Cashback Buddy
Since 2019 this card has been the go‑to choice for anyone who wants every dollar spent to work for them. It’s not just a credit card; it’s a trusty sidekick that covers the entire spectrum of daily shopping.
Why the Card Stands Out
- Consistent Cashback: Every purchase earns you cash back—no surprises, no gimmicks.
- No Hidden Fees: Transparency is key; what you see is what you get.
- Easy Redemption: Turn points into dollars, vouchers, or even a cozy weekend getaway.
- Family‑Friendly: Enjoy benefits that apply to you, your spouse, and even the little ones.
Typical Daily Benefits
Picture this: you’re at the grocery store, pulling out fresh produce, and the card silently pays you a slice of that cash back pie. That’s the kind of everyday magic the Maybank Family & Friends Card delivers.
Maybank Family & Friends Card terms & conditions
Maybank Family & Friends Card – Your New BFF in the Wallet
Ever feel like your credit card should be more than just a piece of plastic? Meet the Maybank Family & Friends Card—because who doesn’t want a card that comes with perks, no extra fuss, and a touch of family‑friendly vibe? Below is the low‑down in a friendly, easy‑read style (with a sprinkle of humor, of course!).
Key Features at a Glance
- Annual Fee: $180 (But, hold tight—shops roll out the red carpet for you, and the fee is waived for the first three years).
- Supplementary Annual Fee: Free!
- Interest‑Free Period: Toss your purchase into the 20‑day sweet spot for zero interest.
- Annual Interest Rate: 25.90 % (Yep, that’s the cost if you keep the balance after the 20 days).
- Late Payment Fee: Five percent or $80, whichever is the heftier of the two.
- Minimum Monthly Repayment: Three‑percent or $20—pick the bigger slice.
- Foreign Currency Transaction Fee: Just 3.25 %—so your overseas snack adventures won’t bite too hard.
- Cash Advance Transaction Fee: Five percent or $15.
- Overlimit Fee: Eight percent + any amount that rolls over the credit line.
Income Requirements
Singaporean Residents: Minimum monthly income of $30,000.
Non‑Singaporeans (Expats, Optees, etc.): Minimum monthly income of $60,000. (Because in many places that’s a pretty solid cushion. You can brag with it if you like.)
Card Identity & Payment Tech
- Card Association: MasterCard.
- Contactless Payments:
- MasterCard PayPass
- Samsung Pay
- Maybank Pay
What Makes It “Family & Friends”?
While the name’s cute, this card is practically a no‑frills, supportive ally. Think of it as the card that’s ready to let you borrow against the family savings, keeps your budget on track with its collection of fees, and thanks to the waived annual fee for the first three years, offers a sweet entry‑price point.
Bottom line: it’s about having a familiar face in your pocket, with a few handy deals along the way. Grab one, keep your spending smart, and enjoy the points and perks that come with the relationship. Happy swiping!
Maybank Family & Friends Card benefits — up to 8 per cent cash rebates
Maybank Family & Friends Card: The Cash‑Back Superhero
What’s the Deal?
The Maybank Family & Friends Card has been a solid sidekick for years, but the 2019 revamp made it even sharper. Back then, you’d earn up to 8 % cash back on key spend categories—think groceries, transport, petrol, and a few smart food‑delivery apps. The catch? You had to spend at least $1,000 in a month to claim the full rebate.
Post‑Reform Perks
Fast forward to now: the minimum spend dropped to $800, and the redeemable categories expanded across the globe. The water‑tight savings sheet below shows exactly how it works:
- 0–$799 – 0.3 % cash back (worldwide).
- $800+ – 8 % cash back (up to a $125 cap, $25 per category).
The Cashback Kingdom
Here’s a handy snapshot of what qualifies for those sweet refunds:
- Dining – Restaurants + Foodpanda & Deliveroo (anywhere).
- Data & TV – Telcos plus paid streaming or cable (Singtel, Netflix, StarHub, etc.).
- Groceries – Every supermarket, sock it in the bag you’re sure to refill.
- Transport – Petrol stations, contactless buses, taxis, Grab/GOJEK, car‑related services (worldwide).
- Online Fashion – Le vis, Zara, and the whole e‑shopping spree.
- Retail & Pets – BOOKS (Popular), Toys’R’Us, Yamaha, Mothercare, Kiddy Palace, plus pet care & vet visits.
- Entertainment – Bars, clubs, cinemas, and ticketing agencies.
- Pharmacy – Guardian, Watsons, Unity, GNC, and other drug stores.
- Sports & Apparel – Sporting goods, country club memberships.
- Beauty & Wellness – Massage parlors, spas, and barber shops.
Why It’s Worth the Stress
Even though a 3.25 % foreign‑transaction fee applies when spending in another currency, the generous 8 % rebate usually nudges you into the red‑wine level of savings. And if you peek at your monthly expenses, the categories cover pretty much every recurring cost—plus you can sniff out a little extra when you take your pet to the vet.
Bottom Line
Earn your “big” 8 % reward by just hitting that $800 threshold each month. With so many categories on the table, reaching that minimum shouldn’t feel like a mountain climb—more like a casual stroll down the savings lane.
Who should sign up for the Maybank Family & Friends Card?
Maybank Family & Friends Card: Your New Family Savings Sidekick
Picture this: you’re the cap‑itain of the family budget—fuel, groceries, paychecks, dinner plans, the whole shebang. If that sounds like you, the Maybank Family & Friends Card is built just for you.
Why Families Love It
- Auto‑fuel rewards: Earn points every time you fill up.
- Grocery perks: Cashback on the veggies that keep the family healthy.
- Daily spend credit: Simple, straightforward ways to save.
The Catch? It’s All About Limits
Every month, the card limits your earnings to $25 per category. Super handy? Sure. Super annoying? Sometimes. Think of it like a buffet with a “one dish per person” rule—you get to taste a bit of everything, but there’s a cap.
So while you’re racking up savings, you’d better keep an eye on where your money funnels. The key: “The best rewards are earned by tracking the right categories.”
Meet the Maybank TREATS SG App
The app turns tracking into a breeze. Swipe, click, and voilà—you can see at a glance where every cent is going.
- Spending Insights: See a monthly snapshot.
- Cash‑Back Tracker: Your rewards the way they belong.
- Benefit Optimiser: The app picks the best categories for you to focus on.
Remember: One Change, One Year
You can only switch your spending categories once per year. That’s the price of the “super‑savvy” feature. Before you tap “Confirm,” double‑check if your spending really fits those categories. If you’re wrong, you’re locked in for 12 months. No returns, no exchanges.
In a nutshell, if you’re the hero of the household budget, this card gives you the tools to maximize savings—just make sure to plan your categories wisely and keep an eye on the limits. Happy saving!
Maybank Family & Friends Card promotions
Maybank’s May Promotion – Your Ticket to a Free Samsonite Luggage
Want to add a splash of luxury to your Maybank journey? The bank just rolled out a sweet deal for its newest cardholders, pairing a Maybank credit card with a CreditAble loan. Here’s the scoop:
What’s on Offer?
- Apply for both the credit card and the loan.
- Spend a minimum of $300 within the first two months.
- Score a complimentary Samsonite Harts 68/25 Spinner luggage – valued at a cool $550.
Lights, Camera, Exotic Customers!
Foreigners, don’t worry – you’re still in the mix. The only tweak? Your minimum spend bumps up to $350. We’re giving you more bang for your buck.
Limited Slots & Latecomer Perks
This promo is as exclusive as a VIP club. It’s capped at the first 4,500 applicants. If time slips through your fingers, don’t panic – you’ll still snag a $100 cash credit instead.
Is This Worth Your Time?
Let’s be real: the market’s crowded with offers that toss cash your way. This one isn’t the most competitive, but hey, a fancy suitcase is a nice bonus anyway. Think of it as the cherry on top when you’re already buying a card that fits your lifestyle.
Bottom line? If the card’s your jam, the free luggage or cash credit just sweetens the deal. So go ahead and make that Maybank call – your travels (or your wallet) might just thank you.
Alternatives to Maybank Family & Friends Card
Thinking About a Card Swap?
Maybe the Maybank Family & Friends Card isn’t your top choice, and you’d like to explore alternative credit cards that could better suit your spending style.
Top Card Alternatives
- HNB Visa Card – Enjoy generous rewards on everyday purchases and a user‑friendly interface.
- OCBC PAYBACK Rewards Card – Stack Payback points on every swipe; redeem them for flights, hotels, or even freebies.
- UOB Visa Card – A wallet‑friendly choice with low annual fees and solid point‑earning for dining and groceries.
- Bank of China Credit Card – Cash‑back rewards for premium spends, plus a suite of travel perks.
Citi Cash Back Card
Cash‑back Quick‑Guide
Ever wonder how to snag a slice of your spending back? Hurry up, this card’s the one that hooks you up with an eight‑percent return on everyday buys—think dining, petrol, and groceries. It’s like a personal vending machine, but for your wallet.
But, there’s a twist…
Cash‑back is not the same across the board. For instance, the restaurant bill earns you only six percent—a notch lower than the sweet eight percent for other stalls.
Like a Maybank Family & Friends Card, you’ll see:
- Minimum spend: $800 per month (you’ll want that to be a point of pride).
- Maximum reward: $25 back per category (yes, there’s a ceiling, but that’s the whole point).
So, when you’re out grabbing a latte or refueling, you’re already playing a tiny game of “earn as you spend,” all while keeping track of the fine print. Enjoy the perks—but remember, the numbers are the real stars!
OCBC 365 Card
Cash‑Back Deal in Plain English
What’s on the table?
Here’s the low‑down on the latest offer:
- Cash‑back range: 3 % – 6 % on bonus categories (that’s pretty respectable).
- Spending cap: You’ll hit an $80 ceiling every month.
- Minimum spend: It’s tied to the same $80 cap, so earn exactly what you spend.
Why it matters
Even though the percentage isn’t sky‑high, it’s a solid boost if you’re shopping in those bonus buckets. Just remember: the monthly cap means you’ll only earn back what you spend up to $80. Think of it as a “no‑one‑else‑gets‑more‑than‑this” rule.
Quick Takeaway
For folks who hustle in the bonus categories, 3 %‑6 % is decent—but keep that $80 monthly ceiling in mind. If you’re spending an extra $200, you won’t see a bigger payout.
CIMB Platinum MasterCard
10% Cashback That Won’t Break the Bank… (Really)
What’s the Deal?
These cards boast a tasty 10% cashback on the same categories we all love: dining out and transport — yes, that chilly tank of petrol as well.
Why It’s a Bit of a Snooze
- Cashback Ceiling Alert: Each category is capped at a mere $20. So, unless you spend a million on a fancy dinner or fuel up a thousand cars, you’ll hit that limit faster than a pizza topping falls off a sofa.
- Think of it as a reward for the amount you spend, not the money you actually save.
- In practical terms, that $20 ceiling means the card stops giving you more than you’ve already earned.
Bottom Line
It’s a nice perk for occasional splurges, but if you’re chasing big savings, you’ll probably want to look at a card that lets your money climb rather than just clap.
