Top 17 Budget-Friendly BTO Flats for 2022 MOP & Nearby Price Estimates – Money News

2022 Resale Flat Market: A Budget‑Friendly Boom

In 2022, the resale flat scene was on fire—prices kept climbing for 19 straight months up until the end of January. That’s not just a statistic; it’s a sign that demand is hotter than a Labrador on a sunny day. But hey, that frenzy doesn’t mean every buyer has to pick any old shack out of the market.

Why You Don’t Have to Sacrifice Comfort for Cost

• More Options Than Ever – A record number of HDB flats hit their Marketed Over Price (MOP) last year, giving you a larger pool to sift through.
• Almost Five‑Year‑Old Gems – We’ve cherry‑picked units that are getting MOP this year but aren’t so old that you’ll feel like you’re living in a time capsule.
• Budget‑Friendly Finds – If you’re not ready to throw a wad of cash at a brand‑new unit, these spots let you keep some extra bucks for your next coffee run.

Bottom Line: Don’t Sweat It

Just because the resale market is booming doesn’t mean you have to settle for a relic. With the right research, you can find a sweet spot that balances price, age, and modern amenities—all without breaking the bank (or your sanity).

What’s special about flats nearing their MOP?

Why These Resale Gems Are the New Kids on the Block

Think your search for the perfect Singapore flat ends when you hit BTO? Think again! This handful of resale homes are so fresh that even a five‑year‑old loft feels like the latest drop.

What Makes Them Tick

• Move‑in ready – no waiting for construction delays, just slide your sofa across the floor.
• Near‑new condition – renovations are basically a quick tidy‑up, not a full remodel.
• Health‑safe during the pandemic – fresher here than a bakery in your neighborhood.

Why the Hype Is Real

It’s not about bidding wars or endless paperwork; it’s about getting a brand‑new feel without the prison sentence of a BTO launch.

Chat it up with the Agents

Ask them for the back‑story of each property: “Ever since the apartment finished construction, the tenants haven’t touched a paint brush. That’s how fresh it feels.”

Bottom line: These resale properties are the new standard in the market, a perfect blend of fresh, ready, and a dash of pandemic‑friendly peace of mind. For anyone looking to skip the waiting game, these are the places to be.

What to Expect When You Try to Sell a Five‑Year‑Old Flat

Heads up! Buyers can run into sellers who are self‑confident and ready to push for Cash Over Valuation (COV). Why? Because they’ve got a good feel for how much their newer flat is really worth, thanks to current demand—and if they’re not sure, their agent will fill in the gaps.

Why Sellers Are After Higher Numbers

• Those who ditch their apartment after five years were usually eyeing a condo upgrade anyway. That ambition means they’ll push for the best price possible.
• With private home prices hitting a peak, it’s only natural that vendors feel they’re nursing a cash‑rich situation.
• In short, these sellers want to bear it like a boss. They’re pulling the ol’ “I’m worth more!” trick.

Looking at BTO Flats that Will MOP in 2022

We’ve already digged up all those BTO units due to move‑out‑pending that year, broke them down by flat size, and highlighted the ones that are likely to be more affordable.

Important Point

Because there haven’t been many sales yet, we sorted the table from cheapest to most expensive based on the 2021 average resale prices of the closest and newest comparable units. We’re talking about flats with leases that kick off from 2013 onwards.

So, if you’re planning to sell, keep an eye on these trends. Skip the guessing game and go straight for the numbers you can trust—no more “maybe” or “probably” in this market!

Cheapest and newest options for 3-room flats

3‑Room BTO Flats Reaching MOP In 2022 (Cheapest)

2022 was a wild ride for aspiring homeowners. If you were chasing those sweet 3‑room BTOs, the market had a few bargains that could snag you a decent splash of value. Below is the low‑down on the projects that were the most affordable (per their comparable resale prices) and when they hit the market.

Sembawang

• EastBrook @ Canberra – Launched 2013‑05; resale $340,000
• EastCrown @ Canberra – 2014‑03; resale $340,000
• EastLace @ Canberra – 2014‑03; resale $340,000

Woodlands

• Woodlands Pasture I & II – 2013‑05; resale $374,722
• Woodlands Glen – 2014‑01; resale $374,722

Yishun

• Fern Grove @ Yishun – 2014‑03; resale $378,043

Choa Chu Kang

• Keat Hong Crest – 2013‑05; resale $379,068

Punggol

• Matilda Court – 2014‑07; resale $393,818
• Waterway Sunray – 2014‑07; resale $393,818
• Matilda Edge – 2013‑09; resale $393,818
• Waterway View – 2013‑09; resale $393,818

Jurong West

• Boon Lay View – 2013‑11; resale $420,760
• Spring Haven @ Jurong – 2013‑05; resale $420,760

Bukit Batok

• Skyline II @ Bukit Batok – 2012‑03; resale $460,818
• SkyPeak @ Bukit Batok – 2013‑03; resale $460,818
• Bukit Gombak Vista – 2014‑01; resale $460,818

Those numbers might look modest on paper, but in 2022, they represented realistic opportunities for the less‑fancy, budget‑conscious buyers. If you’re still on the lookout, keep an eye out for similar launch dates and comparable resale prices—good things happen when you’re ready to roll the dice on home ownership.

Cheapest and newest options for 4-room flats

Cheapest 4‑Room BTO Flats Hit Market Order Price in 2022

Think that buying a 4‑room BTO flat is a bit of a grumble‑shop? Not entirely. By 2022, a handful of projects had finally broken through the Market Order Price (MOP) barrier, and some of them were surprisingly pocket‑friendly. Let’s take a quick tour of the most budget‑savvy options.

The Low‑Cost Legends

• EastLawn @ Canberra – $476,401 – Launch: 2013‑11
• EastCrown @ Canberra – $476,401 – Launch: 2014‑03
• EastLace @ Canberra – $476,401 – Launch: 2014‑03
• EastWave @ Canberra – $476,401 – Launch: 2013‑05

That’s right: all four of those Sembawang gems landed at a sweet spot of just $476,401 each. For a 4‑room flat, that’s a win‑win for anyone who’s been eyeing a decent apartment without breaking the bank.

Why These Properties Are a Bargain

These flats sit in slightly older launch markets – the classic 2013‑2015 wave – so the MOP has naturally settled lower than newer launches. Coupled with their slightly lower average resale prices (think around the $480K mark), buyers can expect a more relaxed air‑freshening budget.

Feel the Joy (and the Tension) of Minting Your Flat

• Tip #1: Keep an eye on the launch date. The earlier the launch, the more likely you’ll spot a lower MOP.
• Tip #2: Double‑check the resale trend. If it’s hovering around the same value, that’s a good sign.
• Tip #3: Bring a calculator and a sense of humor. Buying a flat is serious, but the process can (and should) be a bit fun.

So, if you’re hoping to snag a 4‑room BTO flat in 2022 and you want to keep your wallet a little lighter, the EastLawn, EastCrown, EastLace, and EastWave projects are your go‑to spots. They’re not only affordable, but they also offer the classic charm of the Canberra estate. Happy hunting, and may your new home feel less like a tax haven and more like your very own personal cottage!

Cheapest and newest options for 5-room flats

Bang‑On‑a‑Budget: The Cheapest 5‑Room BTOs in 2022

Feel like a 5‑room flat is a golden ticket? Turns out, that ticket might be cheaper than your morning latte. Below we’ve sifted through the latest data and found the most affordable spots for those looking to stretch their dough without skimping on space. Ready to dive in? Grab a cup of coffee and let’s map the quickest route to budget‑friendly living.

Key Facts at a Glance

From the list above, the golden stars—those earning the lowest comparable resale prices—are the best deals for your 5‑room dreams.

Spotlight Winners (MOP ≤ $650 k)

• Woodlands Pasture I & II: Relatively punny price at $574,214 – perfect if you want to keep your wallet happy while still getting that room you’re craving.
• Keat Hong Crest (Choa Chu Kang): $588,415 – a little cheaper than the popular woodlands but with that extra hustle‑and‑papa vibe.
• Fern Grove @ Yishun & Angsana Breeze @ Yishun: $594,470 – district gold in Yishun, unbeatable for the family that needs space for their cat‑collection.
• Anchorvale Parkview (Sengkang): $632,074 – still under the $650 threshold; ideal for commuters and park‑loungers alike.
• Matilda Court, Waterway Sunray, and The Verandah @ Matilda (Punggol): $652,222 – all a hair above the sweet spot but a sigh less than the sky‑high ones.

Good‑Ol‑School Deals (MOP $650 k–$750 k)

• EastLawn @ Canberra: $667,189 – a solid mid‑price option for those who prefer the outskirts.
• Buangkok Edgeview (Hougang): $706,417 – a bit of a stretch but still manageable.

The Sky‑High (MOP > $800 k)

• Skyline II @ Bukit Batok & SkyPeak @ Bukit Batok: $802,827 – for the high‑doers; if you’re keen on a premium perk, these are the spots where the price jumps.

Keep in mind that each of these figures is an approximation—like a guiding star in a cloudy sky. The real value could shift based on floorplate, amenities, and market vibes. Still, armed with this quick glance, you can steam ahead to the next step: choose the era, the location, and the sweet spot that best fits your budget.

How to Dive Deeper (A Quick Playbook)

1. Scout the Site: Use the HDB website to see availability and 3‑D layouts.
2. Calculate the MOP for your target flat by factoring the price you’ll pay against resale at any given time.
3. Plan for Future: Think about rent or resale value—don’t just buy a cheap home, buy a future that remains valuable.
4. Fit in the Fun: If the budget is tight, make sure the community also offers your hobbies—parks, trails, or a quiet residency for the kids.

All in all, the sub‑$650k 5‑room BTOs are practical refuges for families that cherish room without breaking the bank—a sweet spot that turns “buy a house” into “buy a life” without the extra fiscal baggage. Happy hunting!

General highlights

Unveiling Canberra: The Underrated Hub With a Bargain Repeat

Thought Canberra was just a sleepy part of the country? Think again. Right now, resale flats in this area are blowing up in price, yet Canberra is still a sweet deal, especially when you’re hunting for that perfect 3‑room slice.

Three Gems Worth Your Money

• EastBrook, EastCrown & EastLace – These sit just a six‑minute drive from Bukit Canberra, and if you’re a cycling enthusiast, you can zip there in about eight minutes.
• Imagine a 12‑hectare sports hub that also doubles as a retail hotspot. Clinics, eateries, and a 700‑seat hawker centre – all within arm’s reach.
• Even though they’re a tad farther from the nearest MRT, $160,000 for three rooms feels like a steal. Who knew you could get that much floor space for pocket‑friendly price?

Why Price Matters

Canberra’s growth engines are firing: new developments, infrastructure upgrades, and a growing community vibe. The fact that flats keep getting pricier—yet remain affordable relative to other neighborhoods—only heightens the appeal. It’s like the playground where the toys are still cheap, even as the price tag climbs.

Cheap Yet Chic: The Comparison with Woodlands

Beside Woodlands, Canberra boasts the cheapest “new” resale flats on the market. If Woodlands is a trending album, Canberra is the indie track that’s quietly making waves.

Other Hidden Havens: Punggol Waterway

• Waterway View may not have an MRT stop nearby, but the LRT Oasis station is just a walk away. For commuters who are okay with a little walk or a quick LRT hop, it’s a sweet spot.
• When you’re ready to dive into the reservoir lifestyle, Punggol Waterway is a playground that blends natural beauty and convenience.

TL;DR – A Quick Takeaway

In short: Canberra is on a fast‑track, the flats around Bukit Canberra are great value, and even the setback from an MRT is worth the bargain. Pair that with the cost savings next to Woodlands, and you’ve got a real deal that’s both practical and charming.

Waterway Point’s Grand Entrance

Picture this: just a quick, seven‑minute drive from your doorstep, Waterway Point opens its doors, sprinkling Punggol with fresh retail spots and foodie havens. It’s like giving your neighborhood a spa day—just with more tacos.

Punggol is morphing into the ultimate lifestyle hotspot each year, and honestly, it’s the perfect family town right now. Even the modest 3‑room flats are pushing past the $200,000 mark—so, yeah, keep an eye out because the price tag keeps climbing.

Woodlands: The Next Big Thing

Woodlands is ready to become the regional hub, thanks to the upcoming Northern Agri‑tech and Food Corridor. Think of it as a “super‑market for science and food” right beside your living room. URA’s plan will sprinkle the area with retail, offices, and schools—pretty much a new commercial playground outside the CBD.

What’s exciting? The flats are a mere six‑to‑seven minutes by car to these buzzworthy development zones, so you’ll be staying on the front line of the future.

And for the parents—

• The preschoolers can hop onto the Republic Polytechnic track (same snappy distance as the flats).
• Four schools are practically next to your doorstep (see below).

Woodlands Pasture— Schools Galore

Here’s a quick tour of the neighborhood’s educational gems:

• Riverside Primary – just 170 metres, practically a block away.
• Admiralty Secondary – 160 metres, a short walk from many blocks.
• Admiralty Primary – 610 metres, a quick stroll.
• Greenwood Primary – 800 metres, close enough for a walk.

With Woodlands evolving into a regional centre, it’s the “now or never” moment to settle before the prices shoot up when the place gets fully built out.

Why Now Is the Time to Move

Imagine living in a spot that’s just stepping into the spotlight—keeping you close to all the action while prices are still ticking up. Whether you’re a young family or a future entrepreneur, this place is ready for you.

Good news: you saved a ride and time on your commute, and you’re stepping into a community that’s as lively as a Saturday market. And hey, the future of Woodlands looks ‘pulp fiction’ not ‘broken windows’. So, why wait?

— First published in Stackedhomes. BTO flats (Build‑to‑Order flats) property HDB